WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How It Works

Igotfunds.co.uk not a lender—it does not make short term cash loans or credit decisions. INeedCash.co.uk simply connects interested consumers with independent, licensed third party lenders.
Igotfunds.co.uk’s loan matching services happen in real time, so you could be connected with an independent lender in seconds. Register online from home on your PC or from anywhere using your mobile device. The loan matching process begins the minute you submit your registration. If matched with a lender, you will be presented with a loan offer subject to that lender’s own terms and conditions. If you agree to those terms, the loan could be available for your use as early as a few hours.
Independent lenders have their own minimum requirements which must be met to be approved for a short-term, payday loan and one independent lender’s requirements may differ from another’s. Such minimum requirements typically include, but may not be limited to:
  • 18 years of age or older
  • A resident of the United Kingdom
  • Valid checking or savings account
  • Regular income of at least £500.00 per month
If matched with a third party lender, be sure you fully understand the lender’s terms and conditions before agreeing to them. If you have any questions or concerns about your short-term, payday loan, you should contact your lender directly.
Igotfunds.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

Representative 225% APR (fixed)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

† FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.

A short term instalment loan should be used for short-term financial needs only, and not as a long-term financial solution.Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short-term instalment loan provider, and does not make loan or credit decisions. We are a matching service connecting consumers interested in obtaining short-term instalment loans in amounts between £100 and £3,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products.Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lenders within our network can provide up to £3,000 and there is no guarantee that you will be accepted by a participating lender or broker.

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